Can you get a mortgage if you have bad credit?

Yes, it’s possible to get a mortgage even if you have bad credit. We’ll cover how to do it but, first, let’s go over what’s considered “bad” credit and how mortgage lenders evaluate credit scores and other financial information. When you apply for a home loan, lenders will look at your credit scores and overall financial picture.

What are the best mortgage lenders for bad credit?

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Where can I get a mortgage with bad credit?

There are several companies, such as Prosperity and Cherry Creek, that issue mortgages to borrowers with poor credit. And the best mortgage lenders for bad credit often have more flexible debt-to-income requirements and may ask for lower down payments, making it easier to qualify for a loan.